Tree.Com, Inc., through its subsidiaries, owns various brands and businesses that provide information, tools, advice, products, and services for critical transactions in consumers’ lives. The company operates online lead generation networks and call centers that connect consumers and service providers principally in lending, higher education, automobile, home services, and insurance marketplaces. Its brands include LendingTree.com, GetSmart.com, DegreeTree.com, LendingTreeAutos.com, DoneRight.com, ServiceTree.com, InsuranceTree.com, and HealthTree.com that serve as an ally for consumers who are looking to make informed purchase decisions and compare shops for loans and other services from multiple businesses and professionals. The company primarily offers access to home mortgage loans and home equity loans to consumers through a network of approximately 150 banks, lenders, and loan brokers via its lendingtree.com and getsmart.com Websites. It also provides referrals to educational institutions for prospective students seeking institutions of higher education, as well as information and resources related to educational opportunities through its education Websites; access to automobile loans for new automobile purchases and existing automobile refinancing, as well as opportunities to automobile buyers to search for new and used automobiles; and opportunities for consumers to find home improvement professional services through a network of national and local contractors. In addition, the company offers access to unsecured loans by matching consumers with multiple lenders using a network-based process; consumer insurance products by linking consumers with licensed insurance agents and insurance lead aggregators; and credit cards by allowing consumers to search for various credit card offerings through a third-party vendor. Tree.Com, Inc. is based in Charlotte, North Carolina.