United Bankshares, Inc. operates as the bank holding company for United Bank (WV) and United Bank (VA) that provides commercial and retail banking services and products in the United States. Its deposit products include checking, savings, time, and money market accounts; and demand deposits, statement and special savings, and NOW accounts, as well as individual retirement accounts. The company’s loan products portfolio comprises personal, commercial, floor plan, and student loans; construction and real estate loans; and consumer loans, including credit card and home equity loans. It also offers safe deposit boxes, wire transfers, credit cards, and other banking products and services; trust services; services to correspondent banks, such as check clearing, safekeeping, and the buying and selling of federal funds; and Internet, online, and telephone banking services, as well as automated teller machines. In addition, the company provides community banking services, such as asset management, real property title insurance, investment banking, financial planning, and brokerage services. It operates 130 full service offices, which include 56 offices in West Virginia; 69 offices in the Shenandoah Valley region of Virginia and the Northern Virginia, Maryland, and Washington, D.C. metropolitan area; 4 offices in southwestern Pennsylvania; and 1 office in southeastern Ohio. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.