United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking services and products in the United States. Its deposit products include checking, savings, time, and money market deposit accounts; demand deposits, statement and special savings, and NOW accounts; and variable-rate and fixed-term money market accounts and certificates of deposit. The company’s loan products portfolio comprises personal, commercial, floor plan, and student loans; construction and real estate loans; and consumer loans, including credit card and home equity loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers, credit card, and other banking products and services; trust services; and services to correspondent banks, such as check clearing, safekeeping, and the buying and selling of federal funds. In addition, the company provides asset management, real property title insurance, investment banking, financial planning, and brokerage services. United Bankshares, Inc. operates 126 full service offices in West Virginia, Virginia, Northern Virginia, Maryland, southeastern Ohio, southwestern Pennsylvania, and Washington, D.C. The company was founded in 1982 and is headquartered in Charleston, West Virginia.