United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides retail and corporate banking services to individuals and businesses. It offers various deposit accounts, such as checking accounts, savings and time deposits, demand deposits, NOW accounts, and money market accounts. The company’s loan portfolio comprises commercial loans secured by real estate, commercial and industrial loans, commercial construction loans, residential construction and mortgage loans, consumer installment loans, and indirect auto loans, as well as home equity lines of credits. It also offers wire transfers, brokerage services, and other financial services. In addition, the company owns an insurance agency. As of February 12, 2015, it operated 103 offices in Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.