U.S. Bancorp, a financial services holding company, provides a range of financial services in the United States. It offers depository services, which include checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products, as well as credit card services, leasing, financing and import/export trade, asset-backed lending, agricultural finance, and other products. The company also provides ancillary services, including capital market, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, it offers investment and insurance products to the company’s customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services, as well as merchant processing services, as well as offers cash and investment management, ATM processing, mortgage banking, and brokerage services. It serves individuals, businesses, institutional organizations, governmental entities, estates, foundations, charitable organizations, and other financial institutions. The company offers its services through a network of 3,176 banking offices in the Midwest and West regions of the United States, as well as operates a network of 5,022 ATMs. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.