Univest Corporation of Pennsylvania operates as the holding company for Univest Bank and Trust Co. that provides various commercial and retail banking, community banking, and trust services to individuals, businesses, municipalities, and nonprofit organizations in Pennsylvania. The company generates deposit products comprising non interest-bearing demand deposits, interest-bearing checking deposits, money market savings accounts, regular savings accounts, and time deposits. Its loan and lease portfolio comprises commercial, financial, and agricultural loans; construction loans; commercial and residential real estate loans; loans to individuals; and municipal loans and leases. The company also offers lease financing, financial planning, investment management, insurance products, and brokerage services; and provides investment advisory services, which include discretionary investment consulting and management services, as well as engages in small ticket commercial finance business. It serves its customers primarily in Bucks, Montgomery, Chester, and Lehigh counties in Pennsylvania through 32 banking offices, as well as offers banking and trust services to the residents and employees of 12 retirement communities. The company was founded in 1973 and is headquartered in Souderton, Pennsylvania.