Univest Corporation of Pennsylvania operates as the holding company for Univest Bank and Trust Co. that provides various commercial and retail banking, community banking, and trust services to individuals, businesses, municipalities, and nonprofit organizations in Pennsylvania. The company generates deposit products, including non-interest bearing and interest bearing demand deposits, interest-bearing checking deposits, money market savings accounts, regular savings accounts, and time deposits. Its loan and lease portfolio comprises commercial, financial, and agricultural loans; commercial real estate and construction loans and leases; commercial and residential real estate loans; loans to individuals; and municipal loans and leases. The company also offers lease financing, financial planning, investment management, and brokerage services; insurance products; and investment advisory services comprising discretionary investment consulting and management services. As of April 24, 2015, it operated through 34 branches, as well as 12 smaller locations in retirement centers. The company was founded in 1876 and is headquartered in Souderton, Pennsylvania.