Virginia Commerce Bancorp, Inc. operates as the bank holding company for Virginia Commerce Bank that provides business and consumer banking services in Northern Virginia and the Metropolitan Washington, D.C. area. The company’s deposit products include demand deposits, savings and money market accounts, and time deposits. Its loan portfolio comprises commercial loans, commercial real estate loans, lines of credit, equipment financing, construction loans, letters of credit, residential mortgages, personal loans, auto loans, and home equity loans and lines of credit. The company also offers merchant bankcard, electronic funds transfer, lock-box, remote deposit capture, online banking, investment, and other customary banking services, as well as provides safe deposit boxes. It serves small-to-medium sized businesses, including firms that have contracts with the U.S. government, associations, retailers, industrial businesses, professionals, business executives, and consumers. As of July 19, 2012, Virginia Commerce Bancorp operated through 28 branch offices, 1 residential mortgage office, and 1 wealth management office. The company was founded in 1988 and is based in Arlington, Virginia.