Western Alliance Bancorporation, a multi-bank holding company, provides banking and other financial services to businesses, professional firms, real estate developers and investors, non-profit organizations, high net worth individuals, and other consumers. The company operates through three wholly owned state-chartered banks, which include Bank of Nevada operating in southern Nevada; Western Alliance Bank operating in Arizona and northern Nevada; and Torrey Pines Bank operating in California. Its deposit products include checking accounts, savings accounts, and money market accounts, as well as other types of deposit accounts, including fixed-rate and fixed maturity retail certificates of deposit. The company’s loan products comprise commercial real estate loans for the purchase or refinancing of apartment buildings, professional offices, industrial facilities, retail centers, and other commercial properties; and construction and land development loans for multi-family apartment projects, industrial/warehouse properties, office buildings, retail centers, and medical facilities. Its loan products also include commercial and industrial loans, including working capital lines of credit, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; residential real estate loans; and consumer loans consisting of home equity loans and lines of credit, home improvement loans, credit card loans, and personal lines of credit. In addition, the company offers Internet banking, wire transfer, electronic bill payment, lock box, courier, and cash management services. Further, it provides financial planning, custody and investments, investment advisory, and equipment leasing services to small to mid-sized businesses and their proprietors through its non-bank subsidiaries. As of June 30, 2012, the company operated 39 domestic branch locations. Western Alliance Bancorporation is headquartered in Phoenix, Arizona.