Woori Bank Co., Ltd., through its subsidiaries, provides various commercial banking products and services for large corporations, small-and medium-sized enterprises, and individuals in South Korea. It operates through five segments: Consumer Banking, Corporate Banking, Investment Banking, Capital Markets, and Other Operations. The company offers demand, time, saving, and installment deposits, as well as certificate of deposits and repurchase instruments. It also provides working capital, facilities, household, mortgage, and home equity loans, as well as credit cards; financial and real estate advisory services; beneficiary certificates and overseas mutual fund products; capital market services, such as securities investment and trading, derivatives trading, asset securitization, and investment banking; and asset management services, including trust management, and trustee and custodian services. In addition, the company offers international banking services, such as foreign exchange services; dealing, import, and export-related services; offshore lending; syndicated loans; foreign currency securities investment; and foreign currency funding services. Further, it provides private equity services and insurance products; manages National Housing Fund operations; and offers telephone banking, Internet banking, and mobile banking services, as well as an integrated electronic cash management system and in-house banking platform. As of December 31, 2014, the company operated approximately 993 branches and offices in South Korea; and 21 branches and offices internationally, as well as 7,079 ATMs and 88 cash dispensers. Woori Bank Co., Ltd. was founded in 1899 and is headquartered in Seoul, South Korea.