The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Global Business Payments. The Consumer-to-Consumer segment offers money transfer services, including walk-in money transfer, online money transfer, account based money transfer, and mobile money transfer through a network of third-party agents using multi-currency and real-time money transfer processing systems. The Global Business Payments segment provides business-to-business payment solutions for cross-border and cross-currency transactions, as well as Travelex global business payments services through phone and Internet; services that allow consumers to send funds to businesses and government agencies using cash and debit cards; and Quick Cash, a cash disbursement service for businesses and government agencies to send money to employees or individuals. This segment also offers Western Union Convenience Pay, a service to send payments by cash or check to utilities and telecommunication providers; walk-in and cash bill payment services under the Pago Fácil and Western Union brand names; Speedpay, a service that allows consumers to make payments to various businesses using credit cards, debit cards, automated clearing house (ACH), and checks; and Equity Accelerator service, which enables consumers to make mortgage payments by ACH. The company also provides money orders for making purchases, paying bills, and as an alternative to checks; and prepaid cards that allow consumers to load money or receive a direct deposit onto the card for use. As of June 30, 2012, the company offered its services through a network of 510,000 agent locations. The Western Union Company was incorporated in 2006 and is headquartered in Englewood, Colorado.