Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. It operates through two segments, Information Services and Banking Services. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information services. It also processes and pays energy invoices, including electricity, gas, waste, and other facility related expenses; and provides telecom expense management solutions comprising bill processing, audit, and payment services for telephone, data line, cellular, and communication equipment expenses. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of commercial banking services, such as checking, savings, and time deposit accounts; commercial and commercial real estate loans; and other cash management services to privately owned businesses, and churches and church-related ministries. It operates through four branches in the St. Louis metropolitan area; and loan production offices in southern California and Colorado Springs. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.