Safety Insurance Group, Inc., through its subsidiaries, provides private passenger automobile insurance in Massachusetts and New Hampshire. Its private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insuredís car occupants, and physical damage coverage for an insuredís own vehicle for collision or other perils. The company also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, it offers business owners policies that cover apartments and residential condominiums, limited cooking restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesaling businesses. Further, the company provides commercial package policies, which offer any combination of property, general liability, crime, and inland marine insurance for business enterprises; personal umbrella policies that provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeownerís insurance policies; and commercial umbrella policies to its clients, as well as underwrites dwelling fire insurance for non-owner occupied residences. Additionally, it offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. Safety Insurance Group, Inc. was founded in 1979 and is based in Boston, Massachusetts.