Territorial Bancorp Inc. operates as the bank holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in Hawaii. The company offers a range of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and NOW accounts. It also provides various loan products, such as one-to four-family residential mortgage loans; home equity loans and lines of credit; construction, commercial, and other non-residential real estate loans; consumer loans; multi-family mortgage loans; commercial business loans; and other loans. In addition, the company, through its subsidiary, Territorial Financial Services, Inc. engages in insurance agency activities. Further, it provides various non-deposit investments, including annuities and mutual funds through a third-party broker-dealer. Territorial Bancorp Inc. offers its products and services through approximately 28 banking offices. The company was founded in 1921 and is headquartered in Honolulu, Hawaii.